Last Updated on by Rodrigo @ OutofYourComfortZone
5 Best and Cheapest International Health Insurance Plans for college kids, school, and students. Whether you’re finding out overseas, doing an alternate research program, or are going to graduate from a college or faculty abroad, you can be required to have medical insurance coverage. Options listed work for J1, F1 or Schengen visas.
These days, it’s simpler than ever for college kids to research overseas and full all (or half) of their diploma at a college or college abroad.
But of course, the anxiousness of shifting, settling in, and adapting to a way of life and tradition totally different from your personal will be overwhelming….and there are all types of little particulars you want to take care of.
(To assist along with your transfer, right here’s an article I wrote in regards to the First 17 Things You Need to Do After Moving to a New Country or City)
And one of these particulars you need to be sure to prioritize? Health insurance coverage.
It’s not enjoyable, it’s not thrilling….however it is necessary. Primarily as a result of many worldwide universities or research overseas packages would require you to have a pupil medical insurance.
But additionally as a result of totally different international locations have totally different medical insurance insurance policies. And what applies in your native nation may not work in your newfound residence (and really, you don’t need to get caught with out insurance coverage abroad!).
Although most universities and faculties have a associate insurance coverage that they provide to their worldwide college students, I’ve discovered that these have a tendency to be fairly costly. Which means you’re usually higher off discovering your personal insurance coverage.
But as you seek for worldwide medical insurance protection for college kids, remember the fact that some faculties and universities gained’t settle for all insurance coverage. So, earlier than buying an insurance coverage plan, we extremely advocate asking your faculty or college what their minimal necessities are in phrases of deductibles, protection quantities, and what they do and don’t cowl.
What I like to recommend is that, should you select a selected medical insurance for college kids, it’s best to ask your college or faculty in the event that they settle for that particular one. And solely as soon as they’ve confirmed do you have to buy!
If you need to skip forward immediately to the record of the 5 greatest insurances for worldwide college students, click on right here.
And maintain studying all the way in which to the tip, since I additionally write about 2 different worldwide medical insurance corporations that may cowl worldwide college students as nicely.
So now…let’s get began!
What is worldwide pupil medical insurance?
Just like at residence, accidents and sicknesses also can occur whenever you’re a pupil abroad.
And because the insurance coverage that covers you at residence seemingly doesn’t work in your new nation of residence, worldwide pupil medical insurance will be sure to’re coated it doesn’t matter what occurs.
Plus, having worldwide pupil insurance coverage is a requirement to research overseas in lots of international locations.
How do I do know if I would like worldwide pupil medical insurance whereas finding out overseas?
If you’re on a scholarship or finishing a selected research overseas program, usually your faculty will take care of insurance coverage for you.
But really, the most effective factor you are able to do is ask your faculty and see if it’s a requirement or if they supply it.
In sure instances, you may find a way to get away with simply buying journey insurance coverage (see the following query for extra on this).
What’s the distinction between worldwide pupil medical insurance, expat insurance coverage, and journey insurance coverage? Which one do I would like?
In basic, if you’re a pupil with a pupil visa and your faculty isn’t taking care of insurance coverage for you, you’ll want worldwide pupil medical insurance. Luckily, this kind of insurance coverage is usually the most cost effective of the 5 choices.
If you’re going to be finding out in a college/program for 3 months or much less and don’t want a pupil visa (which means you’re there both on a vacationer visa or don’t want a visa in any respect), you possibly can usually simply use journey insurance coverage. Learn extra about journey insurance coverage and the most effective plans in our article right here.
If you’re shifting overseas however not going to be a pupil, then you definately seemingly want expat insurance coverage. Learn extra about expat insurance coverage and the most effective plans in our article right here.
International Health Insurance for Students Quick Summary:
- Used by college students, students, and college shifting overseas for a protracted interval of time (and is usually cheaper than common expat medical insurance)
- Covers your medical wants similar to your insurance coverage would again residence
- Is a requirement to have to research in some international locations (like finding out overseas within the United States or Europe)
How do I select the correct worldwide pupil medical insurance plan?
Obviously, this may depend upon so much of issues about you personally. But right here’s a pair of issues to be mindful:
-
- Does the insurance coverage protection meet the minimal necessities of your faculty? (Call and ask earlier than buying a plan should you aren’t positive)
- How handy are the care choices? Can you go to any physician, hospital, or clinic with their protection? Or are you restricted to their community?
- Are the critiques principally constructive or damaging?
- Does the plan cowl pre-existing situations?
- Do they cowl emergencies like terrorism incidents and emergency evacuation?
- If you have got dependents (like kids or a partner) does the insurance coverage cowl them as nicely?
- Do they cowl any particular medicines you want to take?
- Does the plan meet my J1 or J2 visa requirement (if finding out within the United States)?
- Is the insurance coverage plan accepted within the Schengen space in Europe?
- Does the plan meet my pupil visa necessities (if finding out wherever else on the earth)?
Who do these worldwide college students well being insurances for work for?
For these worldwide college students finding out overseas (alternate research):
- Americans
- Canadians
- Australians
- Chinese
- Germans
- French
- Argentinians
- British
- Swedes
- New Zealanders
And for residents from virtually each different nation finding out overseas
For worldwide college students finding out in:
- The United States
- Canada
- China
- Germany
- Sweden
- Spain
- Portugal
- France (European Union/Schengen Area as a complete)
- United Kingdom
- China (and Hong Kong)
- Australia
- Switzerland
And for college kids (center/highschool, school/college, undergrad/PhD) finding out in virtually another nation on the earth
In different phrases, regardless of your citizenship or which nation you might be shifting to research, most of these worldwide well being plans will be just right for you since they’re really international insurances.
The 5 Best and Cheapest Health Insurance for International Students
Attention: Here’s a tip, take a couple of minutes and make a quote with all the businesses talked about beneath. I say from expertise, an excellent search can save you numerous of cash.
1 – International Student Health Insurance by IMG
IMGlobal presents a range of insurance coverage for college kids (in addition to insurance coverage for expats and crew members).
These are the three plans they provide:
Plan #1: The Patriot Exchange Program (good for college kids finding out overseas within the United States!)
This program is designed particularly to meet all of the U.S. visa necessities for worldwide college students (particularly for J1 and J2 visa holders). It additionally covers spouses (husband or spouse) and youngsters.
You can select plans with most limits of $50,000, $100,000, $250,000, or $500,000 for harm/sickness. Recently, IMG added telemedicine protection for non-urgent instances and protection for COVID-19 instances like another sickness and harm.
One factor to notice: should you’re feminine, some colleges would require that your insurance coverage covers maternity care. This one doesn’t cowl it. If it is a requirement to your faculty, think about the 2 plans beneath.
Read more: Travel Insurance Coverage for Students – VisaGuide.World
Plan #2: Student Health Advantage (good for college kids finding out in Europe/underneath the Schengen visa!)
This program meets visa necessities (for many international locations) for worldwide college students in a sponsored research overseas program. You can get plans for people in addition to teams.
It covers psychological well being problems, maternity care, and pre-existing situations (that are issues many different plans don’t cowl). In addition, IMG covers COVID-19 and telemedicine prices for non-urgent instances.
Plan #3: Student Health Advantage Platinum
This plan is strictly just like the above however presents double the utmost protection: $1,000,000
What I like about IMG’s International Student Insurance:
- Most of their plans are designed to cowl the J1 and J2 visa necessities for worldwide college students finding out within the U.S.
- Most of their plans are additionally designed to cowl college students finding out in Europe/Schengen visa international locations
- They have greater than 17,000 healthcare suppliers for you to select from internationally
- They cowl college students of all nationalities
- Their customer support is offered 24/7 (in case of emergencies)
- Their plans are designed for people in addition to teams of 5 or extra
- They cowl COVID-19 and telemedicine consultations
What I don’t like about IMG’s International Student Insurance:
- Not all their plans cowl maternity care or pre-existing situations (or there’s a 1-year ready interval to cowl pre-existing situations)
2 – International Health Insurance for Cigna Global Students
Cigna Global, one of the biggest medical insurance corporations on the earth, has a superb status within the well being care trade. Offering plans for vacationers, expats and of course worldwide college students.
Cigna Global presents 3 primary plans, Silver, Gold and Platinum. The plans cowl your entire world, with the choice of together with the United States or not. Below is a desk for evaluating the plans:
Cigna permits you to have a versatile plan by including non-obligatory modules to your insurance coverage, equivalent to:
- Include dental and eye therapies
- International evacuation and disaster help
The firm additionally has a versatile fee coverage, providing a number of choices equivalent to annual, month-to-month and quarterly funds.
What I like about International Health Insurance for Cigna Global Students:
- Has an agile declare course of, in accordance to firm knowledge 95% of refund requests are obtained inside 10 days
- One of Cigna’s differentials is its tremendous full service and on-line assist heart, with entry to a listing of greater than 3,000 hospitals, on-line entry for vacationers and data guides
- Altogether Cigna is a associate of greater than 1.65 million hospitals, medical doctors, clinics and specialists from world wide, giving a variety of choices to its beneficiaries
- They have 24/7 help to reply any of your questions
What I don’t like in regards to the International Health Insurance for Cigna Global Students:
- Your most simple plan doesn’t cowl prenatal and postnatal care
- Does not present protection for outpatient consultations with specialists and medical doctors
3. Allianz Worldwide Care
German firm Allianz is one of the most effective well-known insurance coverage firm. They can provide well being protection to expats/immigrants in addition to college students overseas. So they’ve actually good choices for medical insurance plans for J-1 visa college students within the United States (and plans that cowl the opposite varieties of pupil visas all around the world).
Besides their fundamental plan, Allianz Care, it’s also possible to select from two extra strong choices: Allianz Care Pro and Allianz Care Plus.
What I favored most about pupil medical insurance with Allianz Care:
- They have 24/7 buyer help
- Allianz’s app is straightforward and easy to use
- You can add relations (partner or kids) to your insurance coverage plan
- They provide particular psychological well being assist as nicely for college kids with stress or anxiousness
- In most instances, you don’t pay the healthcare supplier immediately (Allianz pays them immediately to your session so that you don’t have to request reimbursement)
What I favored least about pupil medical insurance with Allianz Care:
- The web site is a bit difficult to navigate should you’re searching for particular information about protection
- You want to pay further charges for companies like dental help or repatriation relying in your plan
4. Foyer Global Health
Foyer Global Health presents worldwide medical insurance relying in your wants. Basic or Premium? Short or long run keep? Alone or with the household? Regardless of your wants, there’s a plan that fits them.
The firm has 3 totally different plans, see beneath the principle variations between them:
ESSENCIAL
- Consultations, surgical procedure and anesthetics
- Therapeutic units and units provided that crucial as a rescue measure, equivalent to cardiac pacemakers
- Congenital ailments, solely up to a most of € 100,000 per life
- Does not cowl maternity and childbirth care
ESPECIAL
- Consultations, surgical procedure and anesthetics
- Therapeutic units and units up to € 2,000 for therapeutic aids and units, equivalent to synthetic limbs and prostheses
- Congenital ailments up to a most of € 150,000 per life
- Covers maternity and childbirth care, up to € 5,000 with a 10-month ready interval
EXCLUSIVE
- Consultations, surgical procedure and anesthetics
- Unlimited therapeutic units and units
- Congenital ailments up to a most of € 200,000 per life
- Maternity and childbirth care, midwife or nurse companies on the hospital up to € 20,000 and a 10-month ready interval
What I like about Foyer Global Health plans:
- All plans embody consultations, surgical procedures and fundamental dental therapies
- 24-hour telephone and e-mail service with skilled advisers, medical doctors and specialists
- Offers evacuation and repatriation service
- Medical help and pre-trip recommendation (vaccinations, preparation of a primary help package)
What I don’t like in regards to the Foyer Global Health plans:
- Your most simple plan doesn’t cowl prenatal and postnatal care
5 – StudentSafe Insurance by HCCMIS
HCCMIS from the Tokio Marine group presents insurance coverage for full-time college students and students finding out away from residence (alongside the standard journey insurance coverage choices).
These are the 4 ranges of worldwide pupil medical insurance protection they provide:
StudentSafe Elite
- Offers the bottom deductibles and the best most protection
- Meets J-1 visa necessities
- You solely have to wait 6 months earlier than a pre-existing situation will be coated
- Offers membership/intramural/intercollegiate sports activities protection
- Covers Personal Liability
StudentSafe Select
- Meets J-1 visa requirement
- You solely have to wait 6 months earlier than a pre-existing situation will be coated
- Optional Crisis Response rider for ransom, your private belongings, and disaster charges
StudentSafe Budget
- Pre-existing situation protection begins after 12 months from buying the insurance coverage
- Meets J-1 visa requirement
- Mid-level advantages & deductible
StudentSafe Smart
- Lowest price plan (but in addition has lowest advantages)
- Highest deductibles
- Doesn’t cowl membership sports activities
- Meets J-1 visa requirement
- Can solely cowl a pre-existing situation on its acute onset
Here is a comparability of the 4 HCC StudentSafe Benefits and Limits per plans (click on to see full chart):
Read more: International Student Health Insurance for Study Abroad
What I like about HCCMIS’ StudentSafe plans:
- Emergency dental care (in case of an accident) is roofed up to $250 most per tooth and $500 most within the certificates interval
- They all meet the J-1 visa necessities
- They provide a financial savings plan should you pay your full premium upfront
What I don’t like in regards to the HCCMIS’ StudentSafe plans:
- There is not any protection for pre-existing situations of their Smart plan
- There is a 6-month ready interval for pre-existing situations to be coated even of their Elite plan
- There is not any protection for vaccinations until you get the Elite plan
- There is not any protection for maternity and nursery take care of newborns within the Smart plan
Bonus Health Insurance Companies for International Students:
– Geoblue
Geoblue is one other nice possibility when selecting worldwide medical insurance, particularly in case your vacation spot is the United States. Geoblue has distinctive high quality requirements and is among the many excellent corporations within the space.
What I like about Geoblue’s worldwide medical insurance:
- High requirements of service and high quality
- Adaptable plans to your actual wants
- 24-hour service each day of the week
- Some plans cowl evacuation, medical appointments and crucial care throughout maternity
- They have ophthalmology and dentistry choices
- The Xplorer plan has no medical cap, covers excessive sports activities and doesn’t cost deductibles for normal companies or cancellation charges
What I don’t like about Geoblue’s worldwide medical insurance:
- Does not serve residents of New York and Washington
- It is important to contact a dealer to discover out in regards to the costs of the plans
– Diplomat Long Term and Diplomat International from Global Underwriters
Global Underwriters presents worldwide medical insurance plans for a variety of vacationers, together with college students and exchangers.
Among GU’s plans, I like to recommend Diplomat Long Term and Diplomat International for worldwide college students. If you need to research within the US, check out the Diplomat America plan that’s tailor-made to go well with foreigners within the nation.
What I like about Global Underwriters plans:
- Major pupil plans have protection for medical evacuations, emergency dentistry and repatriation of stays
- Medical protection of up to $1,000,000 in Diplomat Long Term and Diplomat International plans
- Coverage and help in case of misplaced baggage and interruptions throughout journey
- Up to $1,000,000 out there for protection in instances of unintentional demise or dismemberment They have 24/7 customer support help
What I don’t like in regards to the Global Underwriters plans:
- Diplomat International plan doesn’t cowl Covid-19
- Diplomat Long Term doesn’t serve college students residing in Australia and Iran, in addition to New York, Maryland, South Dakota
- The Diplomat Long Term plan doesn’t cowl journey to Cuba, Iran and Afghanistan
– Liaison Student Series by Seven Corners
Like the others, Seven Corners presents medical insurance coverage for all kinds of vacationers, together with a range of plans for worldwide college students.
They provide the next plans for college kids: Liaison Student Economy, Liaison Student Choice, and Liaison Student Elite. These can cowl you worldwide with the choice to embody or exclude the U.S.
Here’s a breakdown of the variations:
What I like about Seven Corners Liaison Student Plans:
- They have an extension of advantages for you in your house nation
- They cowl maternity and routine new child care
- They provide to return stays or cremate them
- They have 24/7 journey help and buyer companies
- They have non-obligatory protection for sports activities/adventurous actions
What I don’t like about Seven Corners Liaison Student Plans:
- You have to anticipate almost a 12 months (364 days) of steady protection earlier than a pre-existing situation is roofed
- Their advantages for maternity protection are lowered by 25% should you don’t notify them of your being pregnant inside the first 90 days
- They have state restrictions in Maryland, Washington, New York, South Dakota, and Colorado
2 International Health Insurance Companies That Can Also Be Used by International Students
The two corporations I’ll record beneath don’t particularly provide medical insurance plans for college kids overseas, as an alternative they provide worldwide and even international medical insurance.
And it’s virtually sure that your faculty or college overseas will settle for these insurances when evaluating your documentation. That’s as a result of these corporations provide their companies virtually worldwide and have very full protection.
My recommendation to you is, make a quote on these two corporations and examine with the worth of the insurance coverage talked about above. If any of these provide good protection at a cheaper price than different corporations, verify along with your faculty or college overseas to see in the event that they settle for such insurance coverage. This is a good probability to lower your expenses earlier than venturing out to one other nation!
– Now Health International
Now Health International is a pacesetter within the worldwide insurance coverage market and its focus is to fulfill its shoppers with environment friendly and reasonably priced plans.
Thus, one of the good benefits of this firm is its state-of-the-art customer support, which offers info in a quick and sensible approach.
All Now Health plans are designed to meet, information, and resolve the challenges skilled by foreigners who reside abroad, together with worldwide college students and alternate college students world wide.
Plus, all plans are customizable in order that they completely match all of your wants.
What I like about Now Health International Student Plans:
- Clear info and 24/7 customer support
- Coverage in over 190 international locations and territories
- Various worldwide insurance coverage choices and customizable plans
- Some plans provide protection for maternity routines
What I don’t like about Now Health International Student Plans:
- In some procedures, Now Health works with a reimbursement system
- For plans with routine maternity protection, it’s essential to wait a 12-month ready interval to entry this profit
- Aetna (acquired by Allianz)
Aetna is an distinctive firm within the area of worldwide medical insurance. One of the explanations for that is that their primary goal is to present service and repair inside the expectations and wishes of their clients.
One of the benefits of getting an Aetna plan is that they work with a number of versatile plans succesful of adapting to your profile.
What I like about Aetna’s worldwide medical insurance:
- They have been available on the market for over 5 many years
- It has versatile and bespoke plans
- They have 24/7 specialised service
- Most plans present protection for emergency evacuations, most cancers therapies, repatriation and hospitalizations.
- It is an award-winning firm with titles equivalent to “Health Insurer of the Year” and “Best International Private Health Insurance Provider”
- They have an app that encourages clients to preserve more healthy habits with a factors and awards system
What I don’t like about Aetna’s worldwide medical insurance:
- No journey insurance coverage for vacationers and their households
- The web site shouldn’t be very clear about some of the plans’ protection
Summary Comparison of the 5 insurance coverage corporations for worldwide college students (with hyperlinks for you to get a quote)
IMGlobal Cigna Global Foyer Global Health HCCMIS (STUDENTSECURE Plans) Global Underwriters Student Health Advantage (most restrict $500,000) Silver (most restrict $1,000,000) Essential (No most restrict) Smart (most profit $ 200,000) Diplomat America (most profit of $1,000,000) Student Health Advantage Platinum (most restrict $1000,000) Gold (most restrict $2,000,000) Special (No most restrict) Budget (most profit $ 500,000) Diplomat Long Term (most $1,000,000) Patriotic Exchange Program (most restrict $5,000,000) Platinum (No most restrict) Exclusive
Read more: Student travel insurance deals
(No most restrict)
Select (most profit $ 600,000) Diplomat International (most profit $1,000,000) Elite (most profit $ 1,000,000)
An in-depth evaluation and comparability of the 5 greatest and most cost-effective worldwide pupil insurance coverage
IMGlobal Cigna Global Foyer Global Health HCCMIS (STUDENTSECURE Plans) Global Underwriters Medical Maximum $5.000.000 Unlimited on the Platinum plan There are not any limits regardless of the plan $1,000,000 $1,000,000 Mental well being Benefit Not specified Unlimited for up to 90 days Included in all plans, with a 10-month ready interval Outpatient: $50 most per day, $500 most Not specified Inpatient Prescription Drugs 80% of bills out of community or 100% in community(US) and internationally Not specified There is protection Outpatient Prescription Drugs 50% of precise expenses 90 days most for meting out Not specified Not specified For Generic Drugs: 100% coinsurance
Brand Name medicine: 50% coinsurance
Specialty Drugs: No protection
INSIDE THE UNITED STATES $10 copay for generic/$20 copay for model title (not topic to the deductible)OUTSIDE THE UNITED STATES $0 copay (deductible applies Repatriation of stays $25,000 most or $5,000 for cremation Optional Optional Extends to $50,000 most for lifetime
Included in
Evacuation in case of an emergency $50.000 Optional Optional
For Generic Drugs: 100% coinsurance
Brand Name medicine: 50% coinsurance
Specialty Drugs: No protection
Included in Hospital Room Offered up to the common semi-private room price Private Room Private Room Extends to $50,000 most for lifetime Usual Terrorism $50.000 Not specified Not specified Extends to $500,000 most in a lifetime eligible medical bills solely Not specified Accidental Death and Dismemberment (AD&D) $25,000 principal sum which isn’t topic to deductible $ 25,000 for the lead participant; $ 10,000 for partner collaborating within the plan; $ 5,000 for a kid collaborating within the plan; Aggregate restrict of $ 250,000 for the full quantity of policyholders within the plan Optional
Lifetime maximum- $25,000
Death- $25,000
Loss of 2 limbs $25,000
Loss of 1 limb $12,500
Optional AD&D Rider: Additional $25,000 lifetime most
Included in Emergency Dental $500 interval of protection per harm Optional Optional Up to $250 most per tooth; $500 most per certificates interval Included in Maternity Covered solely within the platinum plan
In the Platinum plan,
$14,000/
€11,000/
£9,000
Special and Exclusive plan solely
Up to $25,000
Depends on the plan Pre-existing situations $1500 most restrict after a 12 month ready interval
In the Platinum plan,
$39,000/
€30,500/
£25,000
There is protection 6 months ready interval There is not any protection within the Diplomat America plan Intensive Care Unit Company pays 100% after the deductible is met In the Platinum plan, it fully covers There is protection Up to total most unit There is protection Vaccinations Not specified Optional Special and Exclusive plan solely
$150
The following are coated:
Measles, Mumps, Rubella (MMR); Tetanus/Diphtheria/Pertussis (TDAP); Chicken Pox (Varicella); Hepatitis B; and Meningitis (Meningococcal MCV4 and B)
(These aren’t topic to coinsurance or deductible)
Not specifie Routine Newborn Care Not specified Optional Special and Exclusive plan solely Up to $750 Not specifie
Do the scholar insurance coverage above cowl the necessities of the F1 and J1 visa (for worldwide college students finding out the United States)?
Yes, all of the plans above meet the visa necessities for the J1 visa.
But F1 visas don’t all the time require you to present proof of medical insurance. Check along with your faculty or college within the US to discover out should you want insurance coverage or not and what sort they settle for.
Either approach, it’s really helpful that you’ve got at the least a journey insurance coverage to keep away from being fully with out medical protection.
Do the insurance coverage above cowl for finding out overseas in Europe/the Schengen visa?
IMG offers nice protection for these finding out within the Schengen space (since its plans meet the Schengen space necessities).
How do I show to my faculty overseas that I’m coated by a medical insurance?
BEFORE you do the rest, discuss to your faculty and be sure to know their necessities for medical insurance.
(The last item you need to do is spend so much of cash on a plan they gained’t even settle for)
Then, when you’ve bought a plan (which is hopefully one you understand your faculty will settle for), the insurance coverage firm will ship you a certificates. All you have got to do is ship this certificates to the suitable individual at your college, school, or faculty.
How do I file a declare with my pupil medical insurance in case of accident, harm, or sickness?
Head to our article about journey insurance coverage right here and scroll down to the underside for the “General Tips to Guarantee You Get Back Your Travel Insurance Reimbursement” part for a whole breakdown.
Summing up….
5 Best & Cheapest Health Insurances for International Students & Studying Abroad
- IMGlobal
- Cigna Global
- Allianz
- Foyer Global Health
- HCCMIS
Conclusion….
Whether you’re a global pupil, school, or scholar, you’re going to need to get medical insurance when finding out or working overseas. This’ll assist be certain your time overseas goes easily and also you don’t find yourself spending all of your research overseas financial savings on medical care! Plus, for a lot of international locations and colleges overseas, it’s a requirement that you just buy a global pupil medical insurance plan.
I do know coping with medical insurance will be difficult, so you probably have any questions on what plan is greatest for you or how any of this works, please tell us within the feedback beneath!
Are you finding out overseas and want to obtain or ship a refund residence cheaply?
I’ve a selected article to assist you to make worldwide transfers as cheaply as potential: The 5 Best Websites for International Money Transfers (ship and obtain cash from overseas).
Planning your subsequent journey?
Read more Best travel insurance for students – Indochina Airlines
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