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Top 10 Travel Rewards Credit Card Offers for August 2015

Top 10 Travel Rewards Credit Card Offers for August 2015

Update: Some affords talked about beneath are not obtainable. View the present affords right here.

Loyalty packages change on a regular basis, and so do the bank cards related to them. Bonuses rise and fall, advantages shift and mileage charts are revalued, all with little or no discover. Staying updated on the bank card market is crucial for a profitable award-travel technique. That is usually a lot to maintain monitor of, which is why every month I compile an inventory of what I feel are the highest journey rewards bank card affords.

Many of the playing cards on this listing stay constant from month to month due to nice advantages and pretty fixed bonus alternatives, like these on the Chase Sapphire Preferred and the Citi Prestige Card. However, the listing does change, and the rankings shift together with the affords. For occasion, the Starwood Preferred Guest Card from Amex made the listing this month due to its limited-time bonus provide, as did the Citi / AAdvantage Executive World Elite Mastercard due to its suite of advantages and the present 75,000-mile sign-up bonus.

This just isn’t an inventory of each provide available on the market. For that I like to recommend testing the TPG Hot Deals web page, the place you’ll discover a complete roundup of one of the best offers at the moment obtainable, in addition to particular resort and airline bank cards which may curiosity you. However, for those who’re seeking to apply for a bank card now, this listing options the highest choices. Check again every month for updates and the newest, finest affords on the market.

According to myfico.com, these next two mistakes will impact almost two-thirds of your credit score!
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(*10*)Before you apply for new playing cards, examine your credit score rating and browse the posts beneath for recommendation and ideas.

Before you get began, check out these posts for recommendation on checking your credit score rating, making use of for new playing cards and getting accredited:

  • How to Check Your Credit — Preparing for the Credit Card Application Process
  • When to Cancel a Card — My Personal Card Inventory and Decision Process
  • How Credit Card Applications Affect Your Credit Score
  • Your FICO Score and Which Credit Cards Offer it for Free

Here’s the brief listing of playing cards, however proceed studying beneath for extra particulars on every of them.

1. Starwood Preferred Guest Card from American Express 2. Starwood Preferred Guest Business Card from American Express OPEN 3. Citi / AAdvantage Executive World Elite Mastercard 4. Chase Sapphire Preferred 5. Citi Prestige 6. Ink Plus Business Card from Chase 7. Citi Premier 8. Citi Hilton HHonors Reserve 9. United Explorer Business Card 10. Marriott Rewards Premier Card

THE DETAILS

Here’s an in depth take a look at every of the playing cards listed above, together with their advantages and causes to use now.

1. Starwood Preferred Guest Card from American Express Current Bonus: 30,000 factors if you make $3,000 in purchases throughout the first three months.

Benefits: Earn as much as 5 Starpoints per greenback on purchases at collaborating SPG motels. Earn 2 stays/5 nights of credit score towards elite standing annually, computerized Gold standing if you spend $30,000 on the cardboard in a calendar yr. As of August eleventh, American Express added a slew of latest advantages together with no international transaction charges, complimentary limitless Boingo Wi-Fi and complimentary premium in-room web entry.

Annual Fee: $0 the primary yr, then $95.

Reasons to get it: Apart from the good advantages this card affords by itself, the Starwood Preferred Guest program is exclusive in that it each affords nice resort redemptions and has over 30 airline switch companions. You earn a 5,000-mile bonus if you switch 20,000 factors at a time to airline companions, making this card a fantastic possibility if it’s essential to high up numerous frequent flyer accounts for the awards you need. But maybe one of the best purpose to use now’s that the upper sign-up bonus of 30,000 factors (as a substitute of the standard 25,000) solely comes round periodically. If you’ve been ready, now’s the time to get it.

2. Starwood Preferred Guest Business Credit Card Current Bonus: 30,000 factors if you make $5,000 in purchases throughout the first three months.

Benefits: Earn as much as 5 Starpoints per greenback on purchases at collaborating SPG motels. Earn 2 stays/5 nights of credit score towards elite standing annually, computerized Gold standing if you spend $30,000 on the cardboard in a calendar yr. As of August eleventh, American Express added a slew of latest advantages together with no international transaction charges, complimentary limitless Boingo Wi-Fi and complimentary premium in-room web entry and Sheraton Club entry (on the enterprise model solely).

Annual Fee: $0 the primary yr, then $95.

Reasons to get it: See above for the final thought, however when it comes to the enterprise card particularly, if you have already got the non-public card however are trying for a stash of SPG factors, this could possibly be an effective way to get them. As an Amex enterprise card, it’s a part of the OPEN program, which suggests much more perks like reductions or bonus factors on Hertz leases, FedEx shipments, and Hyatt stays (sure, even with a Starwood card).

For extra data, take a look at these posts:

  • 9 SPG Properties that Make for Awesome Redemptions
  • Ultimate Guide to Starwood Airline Transfers
  • Is the SPG Amex Worth Getting with the Increased Annual Fee?
  • Starwood Preferred Guest Amex Cards Adding New Benefits
  • 6 Ways to Maximize Amex OPEN Savings and Discounts
  • Using Amex Business Cards to Maximize Your Returns at Hotels

3. Citi / AAdvantage Executive World Elite Mastercard Current Bonus: 75,000 AAdvantage miles if you spend $7,500 within the first three months.

Benefits: This card’s biggest profit might be Admirals Club entry, which is why the annual charge is on the premium degree. It additionally lately added a credit score for Global Entry or TSA PreCheck software to its suite of advantages, which equals one other $100 in worth. Apart from that, cardholders earn 2x miles per greenback spent on eligible American Airlines purchases, and might earn 10,000 elite qualifying miles for spending $40,000 on the cardboard every calendar yr, which is usually a good shortcut to incomes elite standing. Cardholders additionally get precedence boarding, 25% financial savings on eligible in-flight purchases, first checked bag free and concierge service, and it comes with embedded SmartChip expertise.

Annual Fee: $450

Reasons to get it: The typical sign-up bonus on this card is 50,000 miles, and we haven’t seen a suggestion greater than that for a few yr, when Citi was providing limited-time bonuses of 75,000-100,000 miles. Many folks appear to wonder if to get the Citi Prestige or the Citi / AAdvantage Executive as a result of the 2 playing cards provide comparable advantages. The Executive card remains to be finest for American Airlines loyalists who worth elite standing (or perks that mimic it), whereas the Prestige affords a broader vary of advantages, just like the 4th Night Free resort profit and the $250 annual air journey credit score. Check out this submit for a extra thorough reply to that query, and see these recommendations on find out how to use 82,500 miles from the Citi / AAdvantage Executive Card.

4. Chase Sapphire Preferred Current Bonus: 50,000 Ultimate Rewards factors if you spend $4,000 on the cardboard within the first three months. You’ll earn one other 5,000 bonus factors if you add a second cardholder and make a purchase order throughout the first three months.

Benefits: This card frequently makes my listing of the highest journey bank cards due to incomes 2x factors on journey and eating, no international transaction charges, major auto rental insurance coverage and the power to switch factors to 11 journey companions, together with British Airways, Southwest, United, Hyatt and Marriott.

Annual Fee: $0 the primary yr, then $95.

Reasons to get it: This remains to be a high journey bank card, and the one I exploit for most of my purchases, although Chase made some adjustments to it within the final yr. The sign-up bonus spending requirement elevated from $3,000 to $4,000 regardless that Chase eradicated the 7% annual factors dividend and can finish the First Friday 3x eating bonus in 2016. On the optimistic facet, the cardboard’s journey cancellation protection was bumped as much as $10,000, and the Sapphire Preferred affords major rental automotive insurance coverage as a substitute of the standard secondary protection. If you’re not satisfied, take a look at these 5 causes to get the Sapphire Preferred now.

For extra data on the cardboard and the Ultimate Rewards program, see these posts:

  • Redeeming Chase Ultimate Rewards Points for Maximum Value
  • Ways to Maximize Each Ultimate Rewards Partner
  • Sapphire Preferred vs. Arrival Plus for International Travel
  • Chase Sapphire Preferred First Friday – 3x Points on Dining
  • Chase Sapphire Preferred vs. Amex Premier Rewards Gold
  • Sapphire Preferred or Amex Premier Rewards Gold for Dining?
  • Why All Award Travelers Should Earn Transferable Points

5. Citi Prestige Card Current Bonus: 40,000 ThankYou factors if you spend $4,000 within the first three months.

Benefits: $250 air journey credit score annually for issues like airfare, baggage charges, lounge entry and a few in-flight purchases. Admirals Club entry and Priority Pass Select lounge membership. No international transaction charges. $100 Global Entry software charge waiver. Earn 3 ThankYou factors per greenback on air journey and resort purchases, 2 factors on eating and leisure and 1 level on the whole lot else. Get your fourth night time free at motels with no blackout dates if you e-book 4 consecutive nights at any resort through a private journey adviser designated by Mastercard. Redeem your factors for air journey at a fee of 1.33 cents apiece, or 1.6 cents apiece on American Airlines. Citi ThankYou Rewards additionally now has 12 switch companions, together with Air France/KLM Flying Blue, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer, Virgin Atlantic and Hilton HHonors.

Annual Fee: $450

Reasons to get it: This card has a a lot greater annual charge than the Citi Premier, however Citi Prestige comes with a ton of priceless advantages that make it greater than worthwhile. The annual $250 air journey credit score equates to greater than half of the annual charge, and the opposite nice advantages (comparable to lounge entry, a Global Entry charge waiver, the fourth-night-free resort profit and free rounds of golf) make this card a straightforward win. Citi has made some main enhancements to the ThankYou program generally during the last yr, together with the addition of latest switch companions (and there could also be extra to come back). For extra data on the cardboard and its advantages, take a look at these posts:

  • Citi Prestige Updates Benefits
  • Amex Platinum vs. Visa Black Card vs. Citi Prestige: Who Wins?
  • Citi ThankYou Rewards: Earning, Redeeming, & More

6. Ink Plus Business CardCurrent Bonus: 60,000 Ultimate Rewards factors after spending $5,000 within the first three months.

Benefits: Earn 5 factors per greenback at workplace provide shops, and on cellphone, land line, web and cable TV companies (on as much as $50,000 in spending yearly), and 2 factors per greenback spent at gasoline stations and on resort lodging (once more, on as much as $50,000 in spending yearly). No international transaction charges. Ability to switch factors to 11 journey companions, together with United, British Airways, Southwest and Hyatt.

Annual Fee: $95.

Reasons to get it: The 5x and 2x class spending bonuses make this card a fantastic possibility not solely for small enterprise house owners, but additionally for savvy consumers. I listing Ultimate Rewards factors at 2.1 cents apiece in my most up-to-date month-to-month valuations, so I worth the sign-up bonus at $1,050.

For extra data, see these posts:

  • 10 Chase Ink Benefits You Might Not Know About
  • Ranking the Chase Ultimate Rewards Transfer Partners
  • Top 10 Ways to Maximize Each Ultimate Rewards Transfer Partner

7. Citi Premier Current Bonus: 50,000 ThankYou factors if you spend $3,000 within the first three months.

Benefits: Earn 3 ThankYou Points per greenback spent on journey (together with gasoline), and a pair of ThankYou Points per greenback spent on eating and leisure. Citi ThankYou Rewards additionally now has 12 switch companions, together with Air France/KLM Flying Blue, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer and Hilton HHonors. This card options EMV chip expertise, no international transaction charges and Citi Price Rewind.

Annual Fee: $0 the primary yr, then $95.

Reasons to get it: There are loads of causes to think about the Citi Premier, together with the present sign-up bonus, which was simplified from the previous convoluted components that took a full yr to earn. The biggest motivation may be these bonus spending classes, which Citi lately modified so that you just earn 3x factors on journey and 2x factors on eating and leisure. Citi additionally adjusted the journey class to incorporate a broader vary of bills. In addition to airways, motels and journey companies, you’ll now earn 3x ThankYou Points for spending on automotive leases, gasoline, taxi/limousines, passenger railways, cruise strains and extra.

In basic, Citi has dramatically improved its ThankYou Rewards program with all these new airline companions (and occasional switch bonuses), and the annual charge on this card (which is waived for the primary yr) dropped from $125 to $95, making it an much more engaging possibility. In truth, I lately utilized for this card myself.

For extra data, take a look at these posts:

  • Redeeming Citi ThankYou Points for Maximum Value
  • New 50,000 Point Sign-up Bonus for the Citi Premier
  • Top 10 Uses for Citi Premier’s 50k Sign-Up Bonus
  • One Year of Earning and Burning with the Citi Premier
  • Which Citi ThankYou Rewards Partner Is Best?
  • How Long Do Citi ThankYou Points Take to Transfer?

8. Citi Hilton HHonors ReserveCurrent Bonus: Two weekend night time certificates after spending $2,500 in 4 months. Each certificates is sweet for one weekend night time (customary room, double occupancy) at most motels and resorts throughout the Hilton Worldwide portfolio.

Benefits: Earn 10 HHonors factors for each greenback spent on resort stays throughout the Hilton Worldwide portfolio, 5 factors for each greenback spent on airline and automotive rental purchases and three factors for each greenback spent on all different purchases. Receive computerized Hilton HHonors Gold standing, and earn Diamond standing with $40,000 in annual spending. No international transaction charges. SmartChip expertise. Visa Signature advantages. Cardholders who spend $10,000 yearly (beginning in your annual charge date) get a free weekend night time certificates on the account anniversary.

Annual Fee: $95

Reasons to get it: The free nights, computerized Gold standing and the power to earn Diamond standing via spending all make this card a best choice for Hilton followers. The sign-up bonus alone may be value 1000’s of {dollars} relying on the place you redeem these weekend night time certificates. If you spend $10,000 yearly, you additionally get one other free weekend night time certificates, which may far outweigh the cardboard’s $95 annual charge. To sweeten the deal, Citi generally affords a limited-time $100 assertion credit score for your first Hilton keep inside three months of account opening, however that further incentive isn’t obtainable in the meanwhile. If you’re not in a rush to use, you may maintain out to see if that supply reveals up once more, however it is a nice card even with out it.

For extra data, take a look at these posts:

  • Citi Hilton HHonors Reserve Card Review
  • Maximizing Citi Hilton Reserve Free Nights
  • Citi Hilton Honors Reserve Free Weekend Nights Valid at Category 1-10 Hotels
  • Deciding Between the HHonors Reserve and the Chase Hyatt Visa
  • 8 Hilton Properties that Make for Awesome Award Redemptions

9. United MileagePlus Explorer Business Card Current Bonus: 50,000 miles after you spend $3,000 within the first 3 months after opening your account.

Benefits: Earn 2x miles per greenback on United purchases and on choose enterprise bills, together with restaurant, gasoline station and workplace provide retailer purchases; earn 1 mile per greenback on the whole lot else. Get worker playing cards at no further value. Earn 10,000 bonus miles if you make $25,000 in internet purchases in your card annually. Other perks embody your first checked bag free (for cardholder and companion on the identical reservation), precedence boarding, 2 United Club passes per yr and no international transaction charges.

Annual Fee: $0 the primary yr, then $95.

Reasons to get it: This card usually comes with a sign-up bonus of simply 30,000 miles if you spend $1,000 in 3 months. So though you must spend an extra $1,000 to earn the bonus, you get 20,000 further miles — greater than value it, in my view. This card additionally affords some nice advantages that the non-public model of the Explorer card doesn’t, together with these bonus spending classes. Now that United has modified its mileage-earning construction to a revenue-based program, devalued associate incomes, and raised the necessities for elite standing, having a United co-branded bank card and truly spending on it’s going to turn into much more central to your mileage technique if United is your service of selection.

10. Marriott Rewards Premier Credit Card – This provide is not obtainable, view the present provide right here. Current Bonus: 80,000 factors after you spend $3,000 within the first 3 months.

Benefits: Get a free night time keep at a Category 1-5 resort yearly after your account anniversary date. Earn 5x factors per $1 on Marriott purchases; 2x factors per $1 on airline ticket purchases immediately with airways, at automotive rental companies and eating places; and 1 level in every single place else. No international transaction charges. Automatically earn credit score for 15 nights towards elite standing each calendar yr (computerized Silver standing) and yet one more night time for each $3,000 you spend on the cardboard.

Annual Fee: $85

Reasons to get it: Marriott launched a limited-time sign-up bonus of 80,000 factors on this card early in July, and it lasts till August 31. That’s considerably greater than the usual sign-up bonus of fifty,000 factors, so for those who’ve been ready to use, now is an effective time. The card not solely affords elite perks like computerized silver standing and the power to earn extra elite nights with spending, however the anniversary free night time at a Category 1-5 property can simply outweigh the $85 annual charge. For extra data, take a look at these posts:

  • One Year of Earning and Burning with the Marriott Rewards Visa
  • 9 Marriott Properties that Make Awesome Award Redemptions
  • Finding Value with Marriott’s Cash + Points Awards
  • 6 Low-Level Marriott Properties that Make for Awesome Awards
  • How to Book Marriott Award Stays When You’re Short on Points

Find more Best credit cards for travel rewards 2015 – Indochina Airlines

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